XM Review in 2025

Written by Miro Nikolov

Miro Nikolov

Miro Nikolov is the co-founder of TradingPedia.com and BestBrokers.com. His mission is to help people make profitable investments by giving them access to educational resources and analytics tools.

, | Updated: September 24, 2025

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• Jump to:
• Regulations
• Trading Instruments
• Trading Platforms
• Execution
• Spreads
• Islamic accounts
• Support
• Account Types & Payments
• Competitions
• Copy Trading
›

XM Group (XM) is a group of regulated online brokers. Trading Point of Financial Instruments Ltd was established in 2009 and is regulated by the Cyprus Securities and Exchange Commission (CySEC 120/10); Trading Point of Financial Instruments Pty Ltd was established in 2015 and is regulated by the Australian Securities and Investments Commission (ASIC 443670); and XM Global Limited was established in 2017, is headquartered in Belize, and is regulated by the International Financial Services Commission (000261/158).

Regulation

XM Group is regulated by CySEC (Trading Point of Financial Instruments Ltd), ASIC (Trading Point of Financial Instruments Pty Ltd) and IFSC (XM Global).

XM Group gives top priority to its clients’ funds, which are stored in segregated accounts to ensure security. All clients also benefit from Negative Balance Protection, so they are never at risk of losing more than their account balance.

Trading platforms

XM Group offers its clients a variety of platforms.

Platforms	PC / MAC	Smartphones	Tablets
MetaTrader 4
MetaTrader 5
MetaTrader 4 Multi Terminal
MT4 Webtrader

Trading Information
Trading Platforms	MetaTrader 4, MetaTrader 4 MultiTerminal, MetaTrader 5, Proprietary Mobile, Proprietary Web
Demo Account
Hedging
Scalping
US Traders
Arabic Traders

XM Group MT4

Developed by MetaQuotes Software Corp., MetaTrader 4 provides enhanced trading flexibility in Forex, CFDs and futures. The platform allows clients to take advantage of a wide spectrum of functions aimed at improving trading efficiency. With XM Group MT4, clients are able to:

• work with expert advisors, built-in and custom indicators
• trade using one click
• handle a vast number of orders
• create various custom indicators and different time periods
• manage history databases, export/import historic data
• take advantage of full data backup and security
• carry out complete technical analysis using more than 50 indicators and charting tools

XM Group Mac MT4

The XM Group Mac MT4 is a Mac application of MT4, which allows the platform to operate on Apple computers without the need for Parallels Desktop or Boot Camp. With XM Group Mac MT4, clients are able to:

• work with expert advisors, built-in and custom indicators
• trade using one click
• handle a vast number of orders
• create various custom indicators and different time periods
• manage history databases, export/import historic data
• take advantage of full data backup and security
• carry out complete technical analysis using more than 50 indicators and charting tools

MetaTrader 5

• Use a single login across seven platforms
• Spreads as low as 0 pips
• Hedging allowed
• One-click trading
• Over 300 instruments

XM Group WebTrader 4

With XM Group WebTrader 4, clients can trade with convenience from their PC or Mac with no re-quotes and no rejections. Using this platform, they are able to:

• work with a large number of financial instruments
• manage existing open positions, pending orders, equity, margin/free margin/margin level and balance
• work with an unlimited number of charts simultaneously
• take advantage of an improved visual representation of trading instruments
• benefit from full data protection

XM Group MT4 Multiterminal

With XM Group MT4 Multiterminal, clients are able to:

• trade Forex, CFDs and futures
• simultaneously manage more than 100 accounts using one platform only
• take advantage of multiple order types

XM Group iPhone Trader

With this platform, clients can directly access their accounts while on the go, with real-time quotes of financial instruments provided. Clients are able to:

• manage and monitor open positions, exposure and equity
• open/close instant and market orders
• place/remove pending orders (buy/stop, sell/stop, buy/limit, sell/limit, stop loss, take profit)
• monitor online news
• benefit from complete trading security

XM Group iPad Trader

With this platform, clients can directly access their accounts at any time and from any place, with real-time quotes of financial instruments provided. Clients are able to:

• manage and monitor active positions, exposure and equity
• access advanced charting with technical analysis
• conduct trading operations on a multi-panel user interface
• open/close instant and market orders
• place/remove/modify pending orders (buy/stop, sell/stop, buy/limit, sell/limit, stop loss, take profit)
• benefit from full support for portrait/landscape orientation

XM Group Droid Trader

This platform allows access to real-time interactive charts with zoom and scroll, 30 technical indicators and direct trading on an all-in-one user interface. By using XM Group Droid Trader, clients are able to:

• monitor and manage open positions, exposure and equity
• open/close instant and market orders
• place/remove/modify pending orders (buy/stop, sell/stop, buy/limit, sell/limit, stop loss, take profit)
• monitor online and financial news
• monitor live prices on Forex, CFDs and metals

Execution

XM.com is a next-generation financial service provider of online trading, offering a wide range of features for trading Forex and CFDs (precious metals, equities, indices, energies). What makes XM Group one of the best brokerages is its advanced platforms for trading mobility and flexible trading conditions across more than 100 financial instruments.

Trading efficiency and customer satisfaction are ensured by the variety of trading platforms, which allow you to trade on any device on the go. XM Group follows the ‘No Requote’ policy, which differentiates it from many brokers, as re-quotes are a common problem in a rapidly moving market.

Dramatic changes in the Forex market are not rare and can happen within seconds, creating many trading opportunities. Times of high volatility are key for trading strategies employed by both beginner and professional investors, which is why XM Group ensures 100% order execution, with 99.35% of all orders executed in under one second.

Orders can be placed online or by phone – another distinctive feature. With XM Group you can trade 5 million with a single click, as the broker guarantees fills on market orders up to 50 lots (5 million). Those who wish to go bigger can do so by splitting the order into smaller trade sizes, or by requesting the full trade by telephone.

Additionally, XM Group guarantees fills on both stop-loss and limit orders up to 50 lots. If a holiday or a weekend gap occurs (from Friday’s close to Sunday’s opening, or during the respective holiday break) XM Group executes all pending limit or stop orders at the first available market price for the corresponding position size.

Leverage and deposits

XM Group offers industry-standard flexible leverage of 1:30 and spreads on major currency pairs as low as 1 pip. Traders can open a live account with as little as $5 or practise on a demo account funded with $100,000 of virtual currency. There are no upper limits on deposits and no fees on deposits or withdrawals.

Additionally, XM Group currently offers a $30 no-deposit bonus as well as the two-tier 50% and 20% deposit bonuses. You can also participate in XM Group’s loyalty programme. Please bear in mind that the trading bonus and loyalty programme are not available to clients registered under Trading Point of Financial Instruments Ltd.

Moreover, you can receive other exclusive bonuses throughout the year, either on a seasonal basis or by invitation. XM Group regularly conducts demo and Forex trading contests.

*Leverage applies to all EU-regulated entities of the group. Leverage depends on the financial instrument traded.

Spreads

Islamic accounts

Another distinctive feature adding to XM’s already rich arsenal is its Islamic accounts, which carry no swap or rollover on overnight positions, as this is against the Islamic faith. These accounts bear the following features:

• No interest/swap charges on overnight positions
• No spread widening
• No up-front commissions
• No re-quotes, no hidden costs
• Leverage up to 1:30
• 100% real-time market execution
• Same trading conditions as for other trading account types
• Free and instant access to all trading platforms
• Client Account Manager

Unlike other brokers that substitute additional fees by widening the spread on Islamic accounts, XM Group follows no such policies. The company believes that transferring the interest charge into another form of fee, also known as a swap fee in disguise, is still a charge that covers the interest and dishonours the beliefs of its Muslim clients. “XM Group is firmly against such practices and is committed to fair and ethical trading conditions.”

Support

XM Group provides its clients with free market analysis from industry experts, including video tutorials, webinars and seminars, and supports the use of Expert Advisors.

XM’s multilingual customer support excels above its competitors, with every client able to receive 24/5 dedicated support from their Client Account Manager. The broker’s website is currently translated into 22 different languages.

Account types and payment methods

XM Group accepts the most commonly used multiple local payment methods, including credit/debit cards, Neteller, Skrill, bank wire transfer, etc.

Competitions

XM Competitions is a newly added social feature that allows both professional and novice traders to compete with each other by building a portfolio.

Traders can participate in real and demo competitions and receive various prizes. They can top the leaderboard and build their trading profiles.

Copy trading

XM Copy Trading is another social feature that enables clients to follow other clients and automatically copy every trade they make.

Clients can opt to be an “Investor”, choose a strategy, and decide how much to invest. It is a great way for novice traders to get used to trading.

Eligible “Strategy Managers” can create their own strategies and patterns. These can be shared with the community, resulting in up to 50% commission from the profits made through copying their strategies.