Swissquote Review in 2025

Written by Miro Nikolov

Miro Nikolov

Miro Nikolov is the co-founder of TradingPedia.com and BestBrokers.com. His mission is to help people make profitable investments by giving them access to educational resources and analytics tools.

, | Updated: November 5, 2025

‹
• Jump to:
• Regulations
• Trading Instruments
• Trading Platforms
• Payment Methods
• Account Types
• Support
• Conclusion
›

Founded in 1996 and listed on SIX Swiss Exchange since 2000, Swissquote positions itself as a Swiss-based multi-asset broker and banking group. Through its Swiss, UK and Luxembourg entities it offers leveraged trading in forex, indices, commodities, bonds, cryptocurrencies and share/ETF CFDs alongside traditional investing services. Core trading platforms include MetaTrader 4, MetaTrader 5 and the proprietary Advanced Trader suite, each available on desktop, web and mobile.

Retail CFD accounts start from a minimum deposit of 1,000 base-currency units and are capped at ESMA/FCA leverage of 1:30 (up to 1:400 for eligible professional clients). Client money is held in segregated accounts and negative balance protection applies to retail clients, but compensation coverage varies by entity.

Regulations

Swissquote operates three licensed entities relevant to leveraged CFD trading.

• Swissquote Bank Ltd (company ID CHE-106.360.548) is a Swiss banking institution supervised by FINMA as a bank and securities dealer. Registered office: Chemin de la Crétaux 33, 1196 Gland, Switzerland. Swiss deposit insurance of up to CHF 100,000 per client is provided through Esisuisse.
• Swissquote Ltd (company number 07710095) is authorised and regulated by the Financial Conduct Authority under firm reference number 562170. Registered office: Boston House, 63–64 New Broad Street, London EC2M 1JJ. The entity must comply with UK client-money rules, participate in the Financial Services Compensation Scheme (FSCS) up to £85,000 and provide negative balance protection for retail clients.
• Swissquote Bank Europe SA (Luxembourg, Reg. No. B78729) is supervised by the Commission de Surveillance du Secteur Financier (CSSF) and benefits from the Luxembourg deposit-guarantee scheme (FGDL) up to €100,000. Address: 19–21 Route d’Arlon, 8009 Strassen, Luxembourg.

The broker states that it does not accept residents of the US, Canada or any jurisdiction where local laws prohibit CFD trading; no wider country list is published. Retail clients receive segregated funds, best-execution monitoring and access to internal and external complaint channels (Ombudsman Finanzdienstleistungen in Switzerland, Financial Ombudsman Service in the UK, CSSF out-of-court settlement in Luxembourg). Professional clients lose negative balance protection and compensation-scheme eligibility.

Trading platforms

Platforms	PC / MAC	Smartphones	Tablets
MetaTrader 4
MetaTrader 5
Proprietary

Trading Information
Trading Platforms	CFXD, MetaTrader 4, MetaTrader 5, Swissquote Live Platfrom
Demo Account
Hedging
Scalping
US Traders
Arabic Traders

Swissquote offers both industry-standard MetaTrader packages and its own multi-asset Advanced Trader environment. All platforms are available as Windows/Mac desktop programs, HTML5 web terminals and iOS/Android apps. Algorithmic strategies are supported via MT4/5 Expert Advisors, FIX API and the Advanced Trader Desktop’s plug-in SDK. A free VPS and MAM/PAMM solutions are offered to high-volume or professional clients.

MetaTrader 4

MT4 remains popular for its intuitive interface, one-click trading and broad library of third-party indicators. Swissquote’s MT4 servers support 130+ forex pairs plus CFDs on metals, energies, indices, bonds and crypto. All standard order types (market, stop, limit, stop-limit) are present, together with partial closes and trailing stops. Expert Advisors run without additional restrictions; latency is reduced through London Equinix LD4 hosting. Swissquote also pre-installs a set of custom indicators and an economic-calendar plug-in.

MetaTrader 5

MT5 adds Depth of Market, additional pending orders and native exchange-traded products. Swissquote enables share and ETF CFDs exclusively on MT5, making the platform attractive to multi-asset traders. Clients can subscribe to the built-in MT5 Signals copy-trading marketplace and back-test scripts with the improved strategy tester. Hedging is enabled for UK and Swiss retail accounts, while netting applies to Luxembourg accounts unless the client opts out.

Advanced Trader

Advanced Trader is Swissquote’s proprietary platform featuring 80+ technical indicators, customisable workspaces and integrated position-sizing calculators. The desktop version supports detachable charts, multi-monitor layouts and algorithmic scripting via AT Programming Language (APL). The web and mobile apps mirror most functionality, including real-time news from Dow Jones and AutoChartist pattern recognition. All account types are compatible; order execution is routed to Swissquote’s FX ECN or CFD liquidity pool depending on instrument.

Copy trading

Copy solutions are provided through the MT4/5 Signals marketplace and a partnership with Myfxbook AutoTrade. Traders can browse verified track records, allocate capital per strategy and apply equity-stop limits. Swissquote does not charge additional copy-service fees but normal spreads/commissions still apply. Minimum account equity of USD 1,000 (or currency equivalent) is required, and leverage settings are inherited from the follower’s account, helping to keep risk proportional.

Payment methods

Swissquote publicly lists two funding rails for retail CFD accounts: international bank transfer (SWIFT/SEPA) and Visa/Mastercard credit or debit cards. E-wallets and crypto deposits are not advertised; if additional options exist they are only visible inside the client portal.

The broker does not charge deposit fees, yet bank intermediaries or card issuers may levy their own charges. Card deposits are credited instantly, while SEPA transfers arrive same business day and SWIFT transfers typically clear within 1–3 business days.

Withdrawals are processed back to the original funding source. Bank-wire withdrawals are free from the broker’s side; clients cover any correspondent-bank fees. Card withdrawals are limited to the deposited amount, with any profit remitted by bank wire. Processing time is quoted as ‘same day’ for internal handling, but funds may reach the beneficiary bank within 1–5 business days depending on the corridor.

Base account currencies include USD, EUR, GBP, CHF, AUD, JPY and CAD. Opening the account in your domestic currency avoids conversion spreads that can otherwise reach 0.5% or more. All withdrawal requests must pass two-factor authentication and KYC checks; the broker states it may request additional documents for cumulative withdrawals above CHF 100,000.

• Deposit
• Withdrawal

Brand	Minimum	Fees	Processing Time
	Not disclosed	None from broker; card issuer fees possible	Instant
	Not disclosed	None from broker; card issuer fees possible	Instant
	Not disclose	None from broker; banking fees possible	1–3 business days

Brand	Minimum	Fees	Processing Time
	Not disclosed	None from broker	1–3 business days
	Not disclosed	None from broker	1–3 business days
	Not disclosed	None from broker; correspondent fees possible	1–5 business days

Account types

Swissquote offers five live CFD account tiers plus an unlimited demo. Retail tiers differ mainly by minimum deposit and spread mark-up, while professional status unlocks higher leverage and raw pricing. All accounts provide negative balance protection (retail only), access to MT4/5 and Advanced Trader, and allow hedging. Swap-free/Islamic conditions are not advertised and appear unavailable.

Standard account

The Standard account requires a minimum deposit of 1,000 base-currency units and uses a spread-only model. Typical EUR/USD spreads are advertised from 1.3 pips during London open. Maximum leverage is 1:30 for UK/EU clients and 1:100 for Swiss residents. The tier suits beginners looking for low funding thresholds but spreads are wider than the Premium and Prime tiers.

Premium account

Premium accounts start from a 10,000 currency-unit minimum. Spreads tighten to 0.9 pips on EUR/USD and marginally lower on indices and metals. All other trading conditions mirror the Standard tier. Premium is aimed at intermediate traders willing to commit more capital in exchange for lower costs.

Prime account

Prime accounts require a 50,000 currency-unit deposit and quote spreads from 0.6 pips on the majors with no added commission. Clients also receive a dedicated relationship manager and free VPS hosting. Margin requirements are identical to lower tiers, but professional qualification is easier due to higher equity.

Professional account

Professionals must meet FCA/CSSF elective-professional criteria (experience, portfolio >500,000, etc.). Once approved, leverage rises to 1:400 on forex and 1:100 on major indices, while negative balance protection and compensation-scheme cover cease. Pricing is the same as Prime but with higher notional limits and FIX API access.

Demo accounts

The demo opens in less than two minutes and provides USD 100,000 virtual funds. It mirrors live spreads/commissions and does not expire, although dormant log-ins are deleted after 180 days. Traders can switch between MT4, MT5 and Advanced Trader to test platform features and automated strategies before funding a live account.

Support

Client support is available 24/5 via live chat, phone and email. Phone lines are hosted in Switzerland and the UK, operating from Sunday 22:00 UTC to Friday 22:00 UTC. Live chat initially connects to an AI bot that can escalate to human agents on request.

Swissquote publishes direct desk numbers for French, German, Italian and English speakers; additional languages are available on a call-back basis. A searchable knowledge base covers platform guides, funding instructions and margin policies. Response times in testing averaged under one minute on chat and under two rings on the UK phone line during European hours.

Conclusion

Swissquote combines top-tier regulation, a public-company balance sheet and a choice of MetaTrader or proprietary platforms. Instrument coverage is broad, spreads are competitive from the Premium tier upwards, and deposit protection applies under Swiss, UK or Luxembourg schemes.

On the downside, funding options are limited to cards and bank transfers, swap-free accounts are missing, and retail leverage is capped at 1:30. Overall the broker appeals to traders who value strong oversight and multi-asset access and are comfortable meeting the relatively high minimum deposit for its sharper pricing tiers.