Capital.com Review in 2025

Written by Miro Nikolov

Miro Nikolov

Miro Nikolov is the co-founder of TradingPedia.com and BestBrokers.com. His mission is to help people make profitable investments by giving them access to educational resources and analytics tools.

, | Updated: November 5, 2025

‹
• Jump to:
• Regulations
• Trading Instruments
• Trading Platforms
• Payment Methods
• Account Types
• Support
• Conclusion
›

Capital.com offers contracts for difference (CFDs) on more than 3,000 markets through its proprietary web/mobile platform, MetaTrader 4 (MT4) and direct integration with TradingView. Launched in 2016, the group positions itself as a technology-focused broker with commission-free pricing (spread mark-ups only) and relatively low entry barriers – cards and e-wallets start from $/€/£20, while wire transfers require $/€/£250. Retail leverage complies with each local regulator (e.g., 1:30 in the UK/EU, 1:30 in Australia, 1:500 in Seychelles). Client money is held in segregated accounts and negative balance protection applies to retail clients.

Instrument breadth is broad for a CFD provider: forex majors, minors and exotics, global indices, precious and base metals, energies, thousands of US/EU/UK shares and ETFs, plus popular cryptocurrencies. The broker does not currently offer spot physical equities or futures. Capital.com supplies free market data, in-platform news, AI-based trade analytics and an optional copy-trading app. However, it has only one main retail CFD account (with professional, spread-betting and corporate variants) and does not disclose average spreads on every asset class.

Regulations

Capital.com operates a multi-entity structure:

• Capital Com (UK) Limited (Company No 10506220) is authorised and regulated by the Financial Conduct Authority (FRN 793714) since 19 January 2018. Registered office (FCA register, 2 September 2025): 1 Angel Court, 8th Floor, London EC2R 7HJ, United Kingdom.

• Capital Com SV Investments Limited (HE 354252) holds CySEC licence 319/17 dated 30 June 2017. Registered address: 28 Oktovriou 237, Lophitis Business Centre II, 5th Floor, 3035 Limassol, Cyprus.

• Capital Com Australia Pty Ltd (ACN 641 720 501) is authorised by ASIC AFSL 513393 issued 28 January 2021. Principal place of business: Level 13, 50 Bridge Street, Sydney NSW 2000, Australia.

• Capital Com (Seychelles) Limited (8421916-1) is regulated by the Seychelles FSA, licence SD043 (8 June 2020). Registered address: CT House, Office 9B, Providence, Mahé, Seychelles.

• Capital Com Online Investments Ltd (No 193225654) is authorised by the National Bank of the Republic of Belarus as a forex company (registration 16 April 2021). Address: 220030, Minsk, Internatsionalnaya 36-1, Belarus.

Capital.com does not accept residents of the United States, Canada, or Japan; further country blocks may apply per entity. Retail client funds are segregated at tier-one banks and negative balance protection is standard under the FCA, CySEC and ASIC frameworks; the Seychelles and Belarus entities extend this as a contractual policy.

Compensation schemes vary: UK clients are covered by the Financial Services Compensation Scheme (FSCS) up to £85,000, Cypriot clients by the Investor Compensation Fund (ICF) up to €20,000. Australia, Seychelles and Belarus provide no statutory investor compensation.

Complaints may be escalated to the Financial Ombudsman Service (UK), the Financial Ombudsman (Cyprus) or AFCA (Australia) once the broker’s internal process is exhausted. No equivalent external body exists for Seychelles or Belarus.

Trading platforms

Platforms	PC / MAC	Smartphones	Tablets
MetaTrader 4
Web Trader

Trading Information
Trading Platforms	MetaTrader 4, Proprietary Mobile, Proprietary Web, TradingView
Demo Account
Hedging
Scalping
US Traders
Arabic Traders

Capital.com supports three core trading front-ends. Its proprietary web and mobile apps are the default, offering AI-driven analytics, integrated TradingView charts and a unified watchlist. Algorithmic traders can connect through MT4, while discretionary chartists may trade directly inside TradingView via broker log-in. All platforms are free; no VPS, MAM or PAMM services are advertised.

Capital.com web platform

The HTML5 web terminal runs in any modern browser and mirrors the mobile app’s design. Users get TradingView-powered charts with 80+ indicators, 25 drawing tools and timeframes from one minute to one month. Orders include market, limit, stop and trailing stop; guaranteed stops are not available. The platform supports watchlist syncing, real-time news, economic calendar and AI-based post-trade “bias” alerts that flag repetitive behaviour.

Execution is CFD-only; positions open instantly against the broker’s quoted spread. Margin, P/L and overnight fees are displayed before confirmation. The web terminal also hosts client sentiment statistics and in-house TV streams, but does not yet support automated trading.

Capital.com mobile app

Available on iOS and Android, the app replicates the web feature set, including full-screen TradingView charts and in-app deposit/withdrawal. Push notifications cover price alerts, margin calls and order fills. Biometric log-in (Face ID/Touch ID) and two-factor authentication are supported. The separate Capital.com Copy Trading app allows users to follow other traders’ strategies, filter by return, risk score and asset class, and set equity stop levels; copied trades execute in the main CFD account.

MetaTrader 4

MT4 is offered as desktop, web and mobile builds, linked to the FCA, CySEC, ASIC and Seychelles servers (not Belarus). All standard features – Expert Advisors, 30 built-in indicators, nine timeframes and one-click trading – are available. Capital.com uses market execution with partial fills enabled; stop-level distance and execution speed are not publicly disclosed. The full CFD range is tradable except certain share CFDs that remain web-only.

TradingView

Clients can connect their Capital.com account to TradingView by selecting the broker inside the “Trading Panel”. This grants access to TradingView’s advanced charting, pine script, social feed and community ideas while routing orders to Capital.com’s servers. The integration is web-based and supports all asset classes except crypto for Cyprus-regulated accounts, in line with ESMA restrictions.

Copy trading

Copy trading sits in a standalone mobile application (iOS/Android) using Capital.com’s internal leader-board. Strategy providers must trade a live account with at least 30-day history; metrics include return %, maximum drawdown and number of copiers. Followers allocate an amount (minimum $/€/£100) and can set overall equity stop and per-trade stop-loss. Providers receive a share of the spread revenue; no performance fees apply. Copy trading is unavailable for professional or Belarus clients.

Payment methods

Capital.com lists cards, bank transfers and a range of e-wallets. Public pages confirm Visa/Mastercard, Apple Pay, Google Pay, PayPal, Skrill, Neteller, Sofort, iDEAL and Giropay. The full menu can vary by country and account currency; any undisclosed local options remain visible only in the client portal after KYC.

Minimum first deposit is $/€/£20 (or equivalent 100 PLN, 100 BRL, etc.) for cards and e-wallets, and $/€/£250 for bank wires. Deposits via cards/e-wallets credit instantly; wires take one to three business days. The broker does not levy deposit fees but reminds clients that issuing banks may charge international or currency-conversion costs.

Withdrawals must usually go back to the original funding source up to the deposited amount before alternative rails (e.g., bank wire) are permitted for profits. The minimum withdrawal is $/€/£10 (or currency equivalent). Capital.com does not charge withdrawal fees; processing is ‘same business day’ internally, though cards can take three to five business days and international wires up to seven, depending on the correspondent network.

Base account currencies are USD, EUR, GBP, PLN, AUD, BGN, CZK, CHF, HRK, BRL and SEK. Choosing the same currency as your funding method avoids on-the-spot FX conversion by acquiring banks.

All deposits trigger standard AML/KYC checks. Additional documentation (e.g., proof of address) is required before the first withdrawal, and large payments may prompt source-of-funds verification.

• Deposit
• Withdrawal

Brand	Minimum	Fees	Processing Time
	$20	None	Instant
	$20	None	Instant
	$250	None	1–3 business days
	$20	None	Instant
	$20	None	Instant
	$20	None	Instant
	$20	None	Instant-to-same-day
	$20	None	Instant-to-same-day
	$20	None	Instant
	$20	None	Instant

Brand	Minimum	Fees	Processing Time
	$10	None	1–3 business days
	$10	None	Same day
	$50	None	3–5 business days
	$10	None	Same day
	$10	None	Same day
	$10	None	Same day

Account types

Capital.com keeps the structure simple. Retail clients open one CFD account that uses spread-only pricing; professional status (UK/EU/AU) unlocks higher leverage and waives negative balance protection. UK residents can alternatively choose a tax-efficient spread-betting account. Corporate, joint and Islamic (swap-free) versions are available on request but are not promoted with separate web pages.

Retail CFD account

The retail account charges no commissions; spreads start from 0.6 pips on EUR/USD, 0.4 points on Germany 40 and 0.05 USD on crude oil, though the broker does not publish time-weighted averages. Maximum leverage is 1:30 for major forex (FCA, CySEC, ASIC), 1:500 in Seychelles and up to 1:100 in Belarus. Overnight financing uses a transparent swap-rate formula visible in the platform. Minimum deposit depends on payment method (see above). All platforms are supported.

Spread betting account (UK only)

Spread betting mirrors the CFD product set but quotes in £ per point. Profits are presently exempt from UK Capital Gains Tax. Margin requirements follow FCA rules (e.g., 3.33% on major forex). No commissions apply; spreads are identical to the CFD feed. The account is only available under Capital Com (UK) Limited.

Professional account

Experienced traders who meet MiFID/ASIC wealth or volume criteria can opt into professional status. Leverage rises to 1:500 (forex) and 1:200 (indices); however, negative balance protection and FSCS/ICF cover are lost. Spreads are the same as retail. Minimum balance is not specified, but the broker expects £/€100,000+ portfolio or high trade frequency evidence.

Demo accounts

Unlimited, free demo accounts are offered on all platforms with a default virtual balance of £10,000 (editable). Pricing and execution mirror live feeds in real time. Demos never expire but remain separate from live credentials; funds can be reset at any stage. Copy trading cannot be tested in demo mode.

Support

Customer service is available 24/7 by live chat (web/mobile), email and phone. The broker publishes local phone numbers for the UK, Cyprus and Australia; other regions can request a callback. Live chat opens with an AI bot that escalates to a human agent within one to two minutes in our tests. Supported languages include English, German, French, Italian, Spanish, Portuguese, Polish and more (exact list not disclosed).

A searchable Help Centre contains around 250 FAQ articles, platform guides and video tutorials. Traders can also raise tickets inside the platform, which auto-populates account details for faster routing. Social channels (Telegram, Facebook Messenger, WhatsApp) are monitored but not guaranteed for account-specific queries.

Complaints follow a two-step procedure: written resolution by the Compliance team within 15 business days, then external ombudsman if unresolved. The broker publishes response time statistics quarterly.

Conclusion

Capital.com combines multi-jurisdiction regulation, an intuitive proprietary platform and zero-commission pricing to appeal to new and intermediate CFD traders who want broad market coverage without complex fee schedules. Top-tier licences (FCA, ASIC, CySEC) and segregated funds add credibility, while TradingView connectivity and MT4 keep advanced chartists engaged.

The main drawbacks are the single retail account model – no raw-spread alternative – and limited transparency on average spreads across all hours. Higher leverage is only available via the offshore Seychelles entity, which lacks investor-compensation protection. Overall, Capital.com suits traders seeking a modern, mobile-first experience with thousands of CFDs, provided they understand the inherent risks of leveraged products and the entity-specific protections.