Capital.com Review in 2026

Written by Miro Nikolov

Miro Nikolov

Miro Nikolov is the co-founder of TradingPedia.com and BestBrokers.com. His mission is to help people make profitable investments by giving them access to educational resources and analytics tools.

, | Updated: February 20, 2026

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• Jump to:
• Regulations
• Trading Instruments
• Trading Platforms
• Payment Methods
• Account Types
• Support
• Conclusion
›

Capital.com offers contracts for difference (CFDs) on more than 5,000 markets through its proprietary web and mobile platform, with an offering including MetaTrader 4 (MT4), and direct integration with TradingView. Launched in 2016, the group positions itself as a technology-focused broker with commission-free pricing (other fees may apply) and relatively low entry barriers – cards and e-wallets start from $/€/£20, while wire transfers require $/€/£50. Retail leverage complies with each local regulator (e.g., 1:30 in the UK/EU/Australia, 1:500 in the UAE, 1:200 at the Bahamas-licensed entity). Client funds are held in segregated accounts, and negative balance protection applies to retail clients.

Instrument breadth is broad for a CFD provider: Forex majors, minors and exotics, global indices, precious and base metals, energies, thousands of US/EU/UK shares and ETFs, plus popular cryptocurrencies (not available to UK retail clients). The broker does not currently offer spot physical equities or futures. Capital.com supplies free market data, in-platform news, and trading analytics in selected regions. However, its product range is limited to CFDs and regional offerings such as spread betting (UK clients only) and knock-outs (selected regions only).

Regulations

Capital.com operates a multi-entity structure:

• Capital Com (UK) Limited (Company No 10506220) is authorised and regulated by the Financial Conduct Authority (FRN 793714) since 19 January 2018. Registered office: 2nd Floor, 4 Orchard Place, London SW1H 0BF, United Kingdom.

• Capital Com SV Investments Limited (HE 354252) holds CySEC license 319/17 dated 30 June 2017. Registered address: Vasileiou Makedonos, 8, KINNIS BUSINESS CENTER, 2nd floor, 3040, Limassol, Cyprus.

• Capital Com Australia Pty Ltd (ACN 641 720 501) is authorised by ASIC AFSL 513393 issued 28 January 2021. Principal place of business: Level 15, 357 Collins Street, Melbourne, VIC, 3000, Australia

• Capital Com Online Investments Ltd is authorised by the Securities Commission of the Bahamas (SIA-F245). Registered address: #3 Bayside Executive Park, Blake Road and West Bay Street
• Capital Com MENA Securities Trading LLC is authorised by the Securities and Commodities Authority (20200000176) dated 01 June 2023. Registered address: Jumeirah Emirates Towers, Emirates Towers Offices, Level L14, Unit 14C, Dubai, UAE

In January 2026, Capital.com obtained a license from the Capital Markets Authority and is set to operate in Kenya under license number 244.

Capital.com does not accept residents of the United States, Canada, or Japan; additional country blocks may apply per entity. Retail client funds are segregated at tier-one banks, and negative balance protection is standard under the FCA, CySEC and ASIC frameworks.

Compensation schemes vary: UK clients are covered by the Financial Services Compensation Scheme (FSCS) up to £85,000, Cypriot clients by the Investor Compensation Fund (ICF) up to €20,000 and Lloyd’s of London insurance of up to €1,000,000, while clients under the Bahamas entity have $1m insolvency protection included.

Complaints may be escalated to the Financial Ombudsman Service (UK), the Financial Ombudsman (Cyprus) or AFCA (Australia) once the broker’s internal process is exhausted.

Trading platforms

Platforms	PC / MAC	Smartphones	Tablets
MetaTrader 4
MetaTrader 5
Web Trader

Trading Information
Trading Platforms	MetaTrader 4, MetaTrader 5, Proprietary Mobile, Proprietary Web, TradingView
Demo Account
Hedging
Scalping
US Traders
Arabic Traders

Capital.com’s proprietary web and mobile apps are the default, offering AI-driven analytics, features such as integrated TradingView charts, a unified watchlist, price alerts, and trading analytics in selected jurisdictions. Third-party platforms are also an option, but their availability varies by region.

Capital.com web platform

Users get TradingView-powered charts with 100+ technical indicators, various tools, and time frames ranging from one second to one month. Orders include market, limit, standard stop-loss, and trailing stop. Guaranteed stops, which incur a fee if activated, are available as well. The platform supports watchlist syncing, real-time news, and an economic calendar.

Execution is primarily leveraged through CFDs, though an unleveraged 1X account is available to UK clients. Knock-out options are also offered in certain regions. Positions open instantly against the broker’s quoted spread. Margin, P/L and overnight fees are displayed before confirmation.

Capital.com mobile app

Available on iOS and Android, the app replicates the web feature set, including full-screen TradingView charts and in-app deposit/withdrawal functionality. Push notifications cover price alerts, margin calls and order fills. Biometric login (Face ID/Touch ID) and two-factor authentication are supported.

MetaTrader 4

MT4 is offered as desktop, web and mobile builds. All standard features – like Expert Advisors, 30 built-in indicators, nine time frames and one-click trading – are available. Capital.com uses market execution with partial fills enabled. MT4 execution speeds vary according to market conditions and liquidity.

TradingView

TradingView’s charting tools are built directly into the Capital.com web platform, giving clients advanced charts and drawing tools without leaving the platform. Clients can also link their Capital.com account to TradingView.com via the “Trading Panel”. This allows them to trade directly from TradingView’s full environment – including Pine Script, strategy tools and community features – while orders are routed to Capital.com’s servers.

MetaTrader 5

MetaTrader 5 is another platform that, just like its predecessor, is suitable for desktop and mobile devices. It features an improved interface, 20+ timeframes, expert advisor integration, an economic calendar, and more. Its availability at Capital.com is limited, however, as UK clients do not have access to MT5 accounts.

Payment methods

Capital.com lists cards, bank transfers, and a range of e-wallets like Skrill and Google Pay, but available methods vary by region. Minimum first deposit is 20 USD/EUR/GBP for cards and e-wallets, and 50 USD/EUR/GBP for bank wires. Deposits via bank cards are credited instantly; wires may take one to three business days, while for digital wallets, the potential wait time is up to 48 hours. The broker does not levy deposit fees but reminds clients that issuing banks may charge international or currency-conversion costs.

Withdrawals must usually go back to the original funding source up to the deposited amount before alternative rails (e.g., bank wire) are permitted for profits. The minimum withdrawal is $/€/£10 (or currency equivalent), but it can differ depending on the region and payment method. Capital.com does not charge withdrawal fees; processing is ‘same business day’ internally, though cards can take three to five business days and international wires up to seven, depending on the correspondent network.

Base account currencies include USD, EUR, GBP, AED, PLN, AUD, and more. Clients can select their preferred account currency during setup to help avoid conversion fees when depositing or withdrawing. Currency availability may depend on region and payment method.

All deposits trigger standard AML/KYC checks. Additional documentation (e.g., proof of address) is required before the first withdrawal, and large payments may prompt source-of-funds verification.

• Deposit
• Withdrawal

Brand	Minimum	Fees	Processing Time
	$20	None	Instant
	$20	None	Instant
	$50	None	1–3 business days
	$20	None	Up to 2 days
	$20	None	Up to 2 days
	$20	None	Up to 2 days
	$20	None	Instant-to-same-day
	$20	None	Instant-to-same-day
	$20	None	Instant
	$20	None	Instant
	$20	None	Instant
	$20	None	Instant

Brand	Minimum	Fees	Processing Time
	$10	None	1–3 business days
	$10	None	Same day
	$50	None	3–5 business days
	$10	None	Same day
	$10	None	Same day
	$10	None	Same day
	$50	None	1-5 business days days
	$50	None	1-5 business days days
	$20	None	1-5 business days days
	$20	None	1-5 business days days

Account types

Retail clients can open one CFD account that uses spread-only pricing; professional status (UK/EU/AU) unlocks higher leverage potential and waives negative balance protection. K residents can additionally choose a spread-betting account, where profits are exempt from capital gains tax. Tax treatment depends on individual circumstances and may change. Spread betting is exclusive to Capital.com’s FCA-licensed branch.

There is also a 1X account for UK clients, which enables unleveraged CFD trading via long-only positions. Islamic (swap-free) accounts are another option in certain regions.

Retail CFD account

The retail account charges no commissions; spreads are variable and, at present, stand at 0.7 pips for EUR/USD, 1.5 points for Germany 40, and $0.032 on crude oil. Maximum leverage for retail clients is 1:30 (FCA, CySEC, ASIC), 1:500 in the UAE, and up to 1:200 for clients who trade at the SCB branch. Overnight financing uses a transparent formula calculated by asset class and visible on the ‘Charges and Fees’ page in the platform. Minimum deposit depends on the payment method (see above). All platforms are supported.

Spread betting account (UK only)

Spread betting mirrors the CFD product set but quotes in £ per point. Profits are presently exempt from UK Capital Gains Tax. Typical margin requirements follow FCA rules (e.g., 3.33% on major Forex). No commissions apply; spreads are identical to the CFD feed. The account is only available under Capital Com (UK) Limited.

Professional account

Experienced traders who meet MiFID/ASIC wealth or volume criteria can opt into professional status. Leverage rises to 1:300 (Forex) and 1:20 (shares); however, negative balance protection is lost. Spreads are the same as retail. Minimum balance is not specified, but the broker expects a £/€100,000+ portfolio or evidence of high trade frequency.

Demo accounts

Unlimited, free demo accounts are offered on all platforms with a default virtual balance of £1,000 in the UK (amounts vary by region). Pricing and execution mirror live feeds in real time. Demos never expire but remain separate from live credentials; funds can be reset at any stage.

Support

In selected countries, customer service is available 24/7 by live chat (web/mobile), email and phone. Live chat opens with an AI bot that escalates to a human agent within one to two minutes in our tests. Supported languages include English, German, French, Italian, Spanish, Portuguese, Polish and more (exact list not disclosed).

A searchable Help Centre contains around 250 FAQ articles, platform guides and video tutorials. Traders can also raise tickets inside the platform, which auto-populates account details for faster routing. Social channels (Telegram, Facebook Messenger, WhatsApp) are monitored but not guaranteed for account-specific queries.

Complaints follow a two-step procedure: a written resolution from the Compliance team within 15 business days, then an external ombudsman if unresolved. The broker publishes response-time statistics quarterly.

Conclusion

Capital.com combines multi-jurisdiction regulation, an intuitive proprietary platform, and zero-commission pricing to appeal to new and intermediate CFD traders who want broad market coverage without complex fee schedules. Top-tier licenses (FCA, ASIC, CySEC, CMA, SCB, and SCA) and segregated funds add credibility, while TradingView connectivity and MT4 keep advanced chartists engaged.

The main drawbacks are the single retail account model – no raw-spread alternative – and limited transparency on average spreads across all hours. Higher leverage for retail trading is only available via the Bahamas and UAE entities at present. Overall, Capital.com suits traders seeking a modern, mobile-first experience with thousands of CFDs, provided they understand the inherent risks of leveraged products and the entity-specific protections.