Key Moments
- Stablecoin Insider released its “2025 Stablecoin Year-End Report,” highlighting the sector’s shift from speculative tools to core financial infrastructure.
- On-chain stablecoin settlement volumes surpassed several trillion dollars in 2025, with daily flows reaching hundreds of billions.
- The report expects 2026 to be shaped by convergence between tokenized bank deposits, CBDCs, and regulated fiat-backed stablecoins.
Stablecoins Move From Niche Trading to Core Market Infrastructure
New York, United States, December 23rd, 2025 – Chainwire
Stablecoin Insider announced the release of its “2025 Stablecoin Year-End Report,” which examines how stablecoins have evolved into production-grade components of global financial infrastructure.
According to the report, 2025 marked a clear turning point for the stablecoin ecosystem. During the year, on-chain settlement volumes climbed into the trillions, while daily transaction flows across major networks reached hundreds of billions of dollars.
The analysis links this growth to clearer regulation, rising institutional adoption, and the rollout of infrastructure designed specifically for digital settlement.
“In 2025, stablecoins stopped being a crypto side story and began reshaping how money moves globally,” said Chiara Munaretto, Founding Managing Partner of Stablecoin Insider. “By year-end, they were no longer developing alongside the financial system. Instead, they became part of it as a permanent, programmable layer.”
Report Structure and Core Themes
The “2025 Stablecoin Year-End Report” serves as a comprehensive guide to the changing role of stablecoins across markets and regions. It combines proprietary research, regional data analysis, and insights from industry participants.
Exclusive Contributions from Industry Executives
The report features insights from leadership teams at major firms in the stablecoin ecosystem. Executives from organizations such as TRON, Bluechip, MoonPay, and BNB Chain share views on market structure, adoption trends, and future development.
As a result, the report provides an insider perspective on how the sector continues to evolve.
Regional Adoption and Real-World Use Cases
The report also examines regional adoption trends. It analyzes how stablecoins address payment and settlement challenges in fast-growing markets.
Key regions include Latin America, Southeast Asia, and the MENA corridor. In these markets, stablecoins increasingly support cross-border payments and local commerce.
Case studies from firms such as Sorbet and Bloquo reinforce these findings and highlight real-world payment applications.
“Bankable” Stablecoins and Banking Connectivity
Another major theme is the rise of what the report calls “bankable” stablecoins. This section explains how infrastructure providers such as Stride and Kea are narrowing the gap between traditional banking systems and on-chain assets.
In particular, the report shows how these providers enable banks to manage stablecoins using controls aligned with institutional standards.
On-Chain Monitoring, Depegging Risk, and Fraud Trends
The report also addresses on-chain risk management. Contributions from Crystal Intelligence and Sumsub outline methods for detecting early warning signs of potential depegging events.
At the same time, the report highlights a 180% year-over-year increase in sophisticated AI-driven identity fraud. In response, market participants are deploying stronger analytics and compliance frameworks.
Guidance for Governments and Institutions
The report profiles organizations that support governments and institutions navigating stablecoin regulation. Firms such as Mezen and Advix help entities interpret complex rules and convert them into scalable operating models.
Outlook: Convergence Across Digital Money Instruments
Looking ahead, the report expects 2026 to bring deeper integration across digital money systems. It forecasts growing convergence between tokenized bank deposits, central bank digital currencies (CBDCs), and regulated fiat-backed stablecoins.
These instruments are expected to connect through shared global settlement rails.
This publication follows Stablecoin Insider’s earlier report, “Where Stablecoins Are Being Spent,” which showed stablecoin usage moving beyond speculation toward commercial applications.
Report Partners Across the Stablecoin Ecosystem
To broaden its analysis, Stablecoin Insider collaborated with organizations across the stablecoin value chain, spanning issuance, infrastructure, compliance, and advisory services.
| Category | Selected Partners Mentioned |
|---|---|
| Networks, issuers, and markets | Tron, P2P, MoonPay, BNB Chain, RWA.io, Utila, BlueChip, Rizon, AUDD, CoinGate, Sorbet, Find |
| Infrastructure and banking connectivity | Stride, Kea, Cybrid |
| Compliance, intelligence, and advisory | SumSub, Crystal Intelligence, Mezen, Rise, Advix, Digital Economy Council of Australia |
According to Stablecoin Insider, these collaborations ensure the report reflects perspectives from issuers, infrastructure providers, compliance specialists, and market participants.
About Stablecoin Insider
Stablecoin Insider is a dedicated publication focused exclusively on the stablecoin sector. Its coverage spans institutional adoption, protocol development, regulatory trends, and the key players shaping the future of digital money.
TradingPedia.com is a financial media specialized in providing daily news and education covering Forex, equities and commodities. Our academies for traders cover 
